Money is necessary in any today’s society; no matter if you live in the first, second or third world. The concept of money appeared thousands of years ago as an evolution from the ancient exchange goods: they were unsustainable.

In reality, money give us wellness (or it should). All and all money, more than an object, it is a medium or an asset.

The people, including myself, we have an important dissociation with the money: we love it on one side, and hate it on the other. Anyway money itself it is not bad neither good, however it has some big cancers which I will try to explain three of them:

1 – CREDIT

One of the biggest “cancers” today. Financial institutions create this artificial “money” which is totally inflationist. Any bank in the world could create money from nothing, like magic. And they can do it because there is a legal framework that allows them to create that magic.

Here are two examples how this works:

• In the USA for each real dollar, banks can credit 10 dollars (1×10). If someone put $100 in the account, the bank could give $1,000 as credit ($900 created from nothing and sell as real money).
• In Europe, for each real euro, banks can credit 100 euros (1×100). If someone put 100€ in the account, the bank could give 10,000€ as credit (9,900€ created from nothing and sell as real money).

As you can see this leads to big problems; big expenses where easily can happen global crisis like in 2007 (the two frameworks above can influence globally in some way or another).

2 – HOSTILITY OF THE ENVIRONMENT

We live in a hostile environment to access money. Someone has created the environment in a way that it is difficult, complicated to access to this valuable good. We have been locked down in this environment to slave us and make us believe to agree to be enslave and to other things that in other circumstances we would not agree to. If you need a lot of money, or you debt it, most likely you became docile like a rush; a very flexible person capable to accept things unacceptable.

This is the spectrum if you enter in the world of work as an employee. But the environment becomes even more hostile if you decide to create your own business. In this case, your government is the one who will punch you with a bunch of bureaucratic barriers so you could not create your company easily.

In any case, governments and financial institutions will constantly record how you exactly use your money (what I call the CCMoney) like a Big Brother. In multiple cases also, governments have limited the movements of money creating laws against this (i.e. not able to pay more than 1,000€ in cash in some European countries). And there are of course the sway of taxes that are created without clear reasons.

3 – HAVE MONEY = LOSE MONEY

Money is the most fickle thing in the world. A lot of entities and bodies operating around the money will try to take it from you. I will explain with an example:

Imagine you have an amount of money.

• If you decide not to move the money, your bank will charge you for keeping it (maintenance fees).
• If you decide to widthraw some money, you bank will charge you for it (if you do it from ATM of different bank or similar).
• If you decide to spend your money, the government will take part of it (as taxes). But also, if this spend is to buy a house or a car, the government will ask you to pay more taxes (yes, you have to pay taxes after you pay taxes).
• When you get your monthly salary, the government will take part of it (again taxes).
• If you decide to donate your money, also you need to pay taxes.
• When you inherit money, you need to pay taxes for that.
• If you have a company which generates benefits, part of it will go to the government.
• If you win a price like lotto, you need to give a big chunk to the government.

I understand that taxes are needed to maintain a country and a social wellness. My point is to show the unjustified abuse of what we need to pay to governments and bank gangs. Don’t get fooled; we are living in a system that is not perfect (no matter what we have been told) and it is not sustainable as we saw in 2007. Too much to change for individuals, but at least if we question the system and to ourselves, there is chance to find the path for a better place.